Critical illness is a form of insurance, often sold alongside life insurance, which will provide you and your family with financial help if you develop a serious health issue.
If you are diagnosed with a critical illness, it can have a severe impact on your finances whilst you take time off work for your treatment, recovery or adjusting to a new way of life.
Critical illness insurance is designed to help, paying out a lump sum payment when you are diagnosed with one of the specific critical illnesses covered by your policy and is usually sold alongside a life insurance policy.
The exact illnesses covered by critical illness policies do vary between providers. However, certain illnesses are covered as standard by most insurers. These include: Cancer Heart attack Stroke Organ failure Multiple Sclerosis Alzheimer’s disease Parkinson’s disease, some insurers will also cover your children too when you take out a policy.
Speak to one of our protection experts today to discuss your personal requirements.
As with all insurance policies, conditions and exclusions will apply.